Click2Policy provides an online platform that enables users to explore, compare, and obtain information about insurance products offered by insurance companies and other authorized insurance providers.

The platform may facilitate comparison of products based on factors such as premium, coverage, features, benefits, and other available policy information.

Click2Policy may also provide assistance relating to policy purchase, renewal, documentation, customer support, and claims.

By using this website, you confirm that:

• You are legally capable of entering into a binding agreement.

The information you provide is accurate and complete.

You will use the website only for lawful purposes.

You will not use the website to misrepresent your identity or circumstances.

You will not use the website for fraudulent, abusive, or unauthorized activities.

If you are using the website on behalf of another person or organization, you confirm that you have the necessary authority to do so.

Information displayed on Click2Policy may include insurance products, premiums, benefits, coverage details, exclusions, eligibility criteria, claim-related information, and other policy features provided by insurers or obtained from available sources.

While we make reasonable efforts to keep information accurate and updated, insurance products, premiums, terms, availability, discounts, and eligibility may change without prior notice.

The final terms and conditions of an insurance policy are governed by the policy document issued by the respective insurance company.

Users should carefully read the insurer's policy wording, schedule, exclusions, conditions, and other applicable documents before purchasing an insurance policy.

Quotes displayed through Click2Policy are based on the information provided by the user and the applicable pricing or underwriting criteria of the relevant insurer.

A quotation is not necessarily a guarantee that an insurance policy will be issued.

The final premium may vary depending on factors including, but not limited to:

• Age

Location

Health or medical information, where applicable

Vehicle details

Previous policy information

Claim history

Coverage selected

Insurer underwriting guidelines

Applicable taxes and regulatory requirements

The insurer has the final authority to accept, reject, modify, or otherwise process an insurance proposal in accordance with its underwriting rules.

You are responsible for ensuring that all information submitted through Click2Policy is accurate, complete, and truthful.

Providing incorrect, incomplete, misleading, or fraudulent information may result in:

• Delay in processing

Incorrect quotations

Rejection of an insurance proposal

Cancellation of a policy

Claim rejection or reduction

Other consequences under the applicable insurance policy and law

Click2Policy shall not be responsible for consequences arising from inaccurate or incomplete information provided by the user.

Click2Policy may provide tools that allow users to compare insurance plans from different insurance providers.

Comparison results are intended to help users make informed decisions and may not represent a recommendation, endorsement, or guarantee that one policy is better than another.

Users should consider their individual requirements and review the complete policy documents before making a purchase decision.

Users may be able to initiate or complete insurance purchases through the Click2Policy platform.

The issuance of an insurance policy is subject to the terms, conditions, underwriting requirements, and approval of the relevant insurance provider.

Click2Policy does not independently guarantee the issuance, continuation, renewal, acceptance, or approval of any insurance policy.

Once a policy is issued, the contractual relationship relating to insurance coverage is primarily between the policyholder and the relevant insurance provider, subject to applicable law and the policy terms.

Insurance premiums and applicable charges displayed on the website may be subject to change based on insurer pricing, underwriting, taxes, regulatory requirements, and other applicable factors.

Users are responsible for reviewing the final premium and applicable charges before completing a transaction.

Payments may be processed through third-party payment gateways or other authorized payment service providers.

Click2Policy does not store or control sensitive payment information except as permitted or required for legitimate business and legal purposes.

Click2Policy may display promotional statements regarding potential savings, discounts, or premium comparisons.

Actual savings depend on the insurance product, insurer, customer profile, applicable discounts, policy coverage, and other factors.

Any savings figure shown on the website should not be interpreted as a guaranteed saving applicable to every customer or policy.

Users are responsible for reviewing their policy documents after purchase and ensuring that the information contained in the documents is correct.

If any discrepancy is identified, the user should promptly contact the relevant insurance provider and/or Click2Policy for assistance.

The policy document issued by the insurance provider will govern the coverage, exclusions, benefits, conditions, and other contractual terms of the insurance policy.

Click2Policy may provide renewal reminders and assistance for eligible insurance policies.

Renewal availability, premium, coverage, terms, and acceptance are determined by the relevant insurance provider.

A renewal reminder or communication from Click2Policy does not constitute a guarantee that the policy will automatically renew.

Users are responsible for ensuring that their insurance policies remain active and are renewed within the applicable time period.

Click2Policy may provide assistance and guidance during the insurance claims process.

However, the final decision regarding the acceptance, rejection, assessment, settlement, or payment of a claim rests with the relevant insurance company in accordance with the applicable policy terms and conditions.

Click2Policy does not guarantee claim approval, claim settlement time, or claim amount.

Users should provide complete and accurate information and submit the documents requested by the insurer within the applicable timelines.

Click2Policy may facilitate access to insurance products provided by third-party insurance companies and other authorized partners.

Each insurer operates under its own terms, conditions, underwriting guidelines, privacy policies, claim procedures, and regulatory requirements.

Click2Policy is not responsible for changes made by an insurer to its products, premiums, benefits, coverage, underwriting criteria, or claim decisions.

If any account, login credentials, OTP, password, or other authentication mechanism is provided, users are responsible for keeping their credentials confidential.

You must immediately notify Click2Policy if you suspect unauthorized access to your account or personal information.

Click2Policy will not be responsible for losses resulting from the user's failure to maintain the confidentiality of their credentials, except where otherwise required by applicable law.

We strive to keep Click2Policy available and functioning properly. However, we do not guarantee that the website or any particular feature will always be available, uninterrupted, error-free, or free from technical issues.

Website access may occasionally be interrupted because of:

• Maintenance

Server or hosting issues

Internet connectivity

Technical failures

Security incidents

Third-party service interruptions

Regulatory or legal requirements

Events beyond our reasonable control

Unless otherwise stated, all content available on Click2Policy, including text, graphics, logos, designs, layouts, images, icons, software, and other materials, is owned by or licensed to Click2Policy and is protected under applicable intellectual property laws.

You may not copy, reproduce, modify, distribute, publish, sell, or commercially exploit website content without prior written permission.

Users must not:

• Use the website for unlawful purposes.

Submit false or misleading information.

Attempt to gain unauthorized access to the website or its systems.

Interfere with website security or functionality.

Introduce viruses, malware, or harmful code.

Scrape or systematically collect website information without authorization.

Impersonate another individual or organization.

Use the platform for fraudulent insurance activities.

Attempt to bypass security or access restrictions.

Reproduce or commercially exploit website content without permission.

Click2Policy reserves the right to restrict or terminate access where misuse or unauthorized activity is identified.

Your use of Click2Policy is also governed by our Privacy Policy, which explains how personal information may be collected, used, stored, and shared.

By using our services, you acknowledge that you have reviewed and understood the applicable privacy practices.

Click2Policy may contain links to websites operated by third parties, including insurance providers, payment service providers, and other partners.

Click2Policy does not control third-party websites and is not responsible for their content, availability, security, privacy practices, or terms.

Users should review the terms and privacy policies of third-party websites before using their services or submitting information.

To the maximum extent permitted by applicable law, Click2Policy shall not be liable for losses arising from:

• Incorrect information provided by a user

Changes in insurer premiums or policy terms

Rejection of an insurance proposal

Rejection, delay, or reduction of an insurance claim

Decisions made by an insurance provider

Third-party website or service failures

Payment gateway failures

Temporary website unavailability

Events beyond our reasonable control

Nothing in these Terms & Conditions shall exclude or limit any liability that cannot legally be excluded or limited under applicable law.

You agree to indemnify and hold Click2Policy, its employees, representatives, affiliates, and service providers harmless from claims, losses, damages, liabilities, costs, or expenses arising from:

• Your violation of these Terms & Conditions

Your misuse of the website

False or inaccurate information provided by you

Fraudulent or unauthorized activities

Your violation of applicable laws or third-party rights

Click2Policy may modify or update these Terms & Conditions from time to time to reflect changes in our services, technology, business practices, or applicable laws and regulations.

The updated Terms & Conditions will be published on this page with a revised Last Updated date.

Your continued use of the website after changes are published constitutes acceptance of the updated terms, to the extent permitted by applicable law.

These Terms & Conditions shall be governed by and interpreted in accordance with the applicable laws of India.

Any dispute arising in connection with these Terms & Conditions or the use of Click2Policy shall be subject to the jurisdiction of the appropriate courts in India, subject to applicable laws and regulatory requirements.

If you have any questions, concerns, complaints, or requests regarding these Terms & Conditions, you may contact us through the contact details available on the Click2Policy website.

Click2Policy

Website: https://click2policy.co.in/

By continuing to use Click2Policy, you acknowledge that you have read, understood, and agreed to these Terms & Conditions.